Purchasing a new Pagani begins after wiring a six-figure deposit to an Argentine-Italian man who speaks no English, waiting a year or more, and finally, registering the car and writing another six-figure check to the DMV.
That’s the process for Pagani customers still waiting for a Huayra BC ever since company founder, chief designer, and head engineer Horacio Pagani unveiled his special-edition hypercar in early 2016. But should you not have the remaining $2 million when the car finally arrives, there’s a second option: a five-year lease.
For wealthy buyers, there are small finance companies that underwrite leases and loans on multimillion-dollar cars. In the case of Putnam Leasing, which sits half a mile down the road from Miller Motorcars of Greenwich, Connecticut-one of very few U.S. Pagani dealers-a “lease” will get you into a Huayra roadster for $700,000 down and $25,339 per month for 60 months. If that sounds not far off from financing a purchase, you’re right: Stretch that $2 million over 60 monthly payments, and, at an interest rate of 3.25 percent, that works out to $36,160 per month. The massive down payment and five-year term mirror those of many exotic-car leases, some of which have manufacturer backing.
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- The New Pagani Huayra BC Is $2.5 Million of Insanitude
Still too rich? Consider that Miller Motorcars will lease a new McLaren 570S Spider at $2290 per month for 47 months with a $20,000 down payment. Herb Chambers Rolls-Royce, outside Boston, has a smokin’ deal on a 2018 Rolls-Royce Wraith Black Badge for $3598 per month for 48 months after $25,000 down. Sure, this may all seem insane. But diverting what you might have spent in one lump sum into a higher-return investment that beats a loan’s interest rate is often advantageous for car buyers of any persuasion, be it Pagani or Chevrolet.
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