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Best Payout Online Casinos in The US For July 2024

We might earn a commission if you make a purchase through one of the links.

We’ve researched the best online casinos that payout so you can spend your money in the best places possible. Our picks have high payout rates, fast payout times and large selections of games to choose from.

Best Payout Online Casinos

  • BetMGM Casino - Best game selection

  • Caesars Palace Online Casino - Best selection of bonuses

  • FanDuel Casino - Best user interface

  • BetRivers Casino - Best customer service

Highest Payout Online Casinos in Detail

We’ve selected the highest paying online casinos today. Here are the details behind each of these real-money online casinos.

BetMGM High Payout Casino

BetMGM is the MGM Grand’s online casino and is tied to MGM Rewards. Betters can enjoy over 500 types of games ranging from slots to table games to poker games. As one of the best payout casinos, BetMGM is worth a look from avid gamblers.

  • Bonus Offer: 100% Deposit Match, up to $1,000 + $25 On The House

  • Bonus Code: MCCASINO

  • Games Available: Slots, Live Dealer Games, Blackjack, Roulette, Baccarat, Virtual Sports

Caesars Palace High Payout Casino

Caesars Palace online casino is one of the highest paying on the market. You can choose from hundreds of games with payout times as short as a day or two. With a rewards program tied to Caesars, strategic players can make Caesars Palace online casino the best payout.

  • Bonus Offer: $2500 Deposit Match + 2500 Rewards Credits After $25 Wager

  • Bonus Code: MCPLAY2500

  • Games Available: Slots, Live Dealer Games, Blackjack, Baccarat, Roulette

FanDuel High Payout Casino

FanDuel online casino has one of the slickest interfaces, making it among the easiest to navigate if you’re open to exploring new games. It’s also one of the fastest payout online casinos on the market, so you can turn your winnings into cash quickly. FanDuel’s wide selection of games and bonuses shows why it’s one of the leading online casino brands in the United States.

  • Bonus Offer: Deposit $10, get $20 in site credit and $1000 play it again

  • Bonus Code: No code required (tap PLAY NOW below)

  • Games Available: Slots, Live Dealer Games, Blackjack, Roulette, Craps, Baccarat, Video Poker

BetRivers High Payout Casino

BetRivers is one of the best online casinos that payout instantly. You can find the large game library available at most online casinos, but BetRivers also offers an instant payout option for withdrawals in less than 24 hours. For the best online casino, fast payout, check out BetRivers.

  • Bonus Offer: 24 Hours of Casino Losses Back Up To $500

  • Bonus Code: CASINOBACK

  • Games Available: Slots, Live Dealer Games, Blackjack, Roulette, Craps, Video Poker

What Are Online Casino Payouts?

Online casino payouts are when the money in your casino account is moved to your personal account. They’re why finding the best payout online casinos is so important.

How to Sign Up for The Best Online Casinos That Payout

Signing up for the best paying online casinos is easy, but you should be prepared with a few pieces of personal information to complete your account registration.

Step 1: Choose your highest payout online casino

Choosing an online casino from our recommended list.

Step 2: Create a payout online casino account

To play at your online casino of choice, you’ll have to be in a state where that casino is licensed and create an account. You’ll need your email to create a username and password, but you’ll also need your social security number for tax purposes. Some users will also have to verify their identities with driver’s licenses if they can’t be identified through the standard registration process.

Step 3: Claim a bonus

Be careful here, because messing this step up can turn the highest payout online casinos into unremarkable casinos. Check the bonus terms to see whether bonus credits are based on a first deposit or a first wager. Then deposit the amount of money that you can afford to get the proper amount of bonus money.

Step 4: Pick your game

Each of the best payout online casinos with real money has large libraries of games. Whether you enjoy best online slots or baccarat, there are many creative takes on those games to browse.

Step 5: Start playing!

For most players, the best payout casino online is the one you enjoy the most. Start playing games, find your favorite, and get the most out of your favorite online casino brand.

Highest Payout Casino Games

Some games give you better chances of overcoming the house edge than others. We’ve broken down the types of games with the best return to player (RTP) rates at the best payout casinos.

Slots RTP%

Slots are designed to return a certain amount of money to players over the game’s lifetime. The average slots RTP is about 96%. Your goal should be to hit a big payout and leave the slots while you’re ahead before your winnings are chipped away.

Roulette RTP%

Roulette may be fun, but it’s not a great deal for players. A standard American roulette game has an RTP rate of around 94%. It’s a little lower than the average slots game, so it shouldn’t be a part of your best payout online casino real money strategy.

Craps RTP%

Craps RTP can vary, but with good strategy, the RTP rate can reach as high as 98% to 99%. Books have been written on craps strategy for a reason. You’ll have to buckle down and study to make craps a part of your gambling strategy.

Blackjack RTP%

Blackjack also has a high RTP rate. It can reach over 99% with the right strategic choices. This game’s strategy is easier to learn than craps and other complex games, so it’s a reasonable choice if you’re looking for a win.

Baccarat RTP%

Baccarat’s RTP rate can hover between 98% and 99%, but it can drop to 80% without sound strategy. Like the other games, you’ll have to learn to play it to get the most out of it. It’s a fun game worth playing with live and automated versions.

Keno RTP%

Keno has a low RTP, often below 90%. If you enjoy keno, then play to your heart’s content. But this isn’t the game to choose if you’re interested in a shot at a large payout.

How to Choose Online Casinos with The Best Payouts

We’ve collected our thoughts on how to judge online casinos to help you decide where you want to spend your time and money.

Game Selection & Variety

Every online casino has hundreds of the best RTP slots and table games. However, not all of their baccarat or video poker sections will share that variety. If you have a niche interest, you’ll have to check the game libraries to make sure the type of game you want is available.

Banking Methods & Payout Speeds

The best casino apps that payout instantly often make you pay for instant payouts. Other withdrawal methods are free but may take a day or two.

Transparency of Terms

Everything from welcome bonuses to withdrawals have strings attached. If an online casino hides these terms or fails to be transparent about them, that brand probably isn’t a best-paying online casino.

Promotions & Bonuses

The best payout online casinos include welcome bonuses that can be leveraged for more chances at larger wins. Welcome bonuses and smaller additional bonuses should be a crucial factor in deciding where to bet.

VIP Program

VIP programs can offer tangible rewards for play. However, don’t stretch your budget just to become a VIP. Compare your budget to the low ends of the VIP rewards and see what you can get for your normal level of play.

Full Offering

Even the best payout online casino won’t be perfect in every respect. Decide which factors are most important to you, then see which online casino brand ticks the most boxes.

Which Online Casino Has The Best Payouts?

Caesars Online Casino consistently has the edge in reports about the highest payout online casinos. However, FanDuel is a stronger contender for that leading spot, too. You can’t go wrong with BetRivers or BetMGM, though. All four brands have RTP averages in the high 90s and offer reward programs that can multiply cash earned from play.

Final Thoughts on The Best Payout Online Casinos

Online casinos are entertainment products and you’ll want an online casino with fast payouts and high RTP rates. BetMGM, Caesars, FanDuel and BetRivers have built competitive products that most players will enjoy.

Best Payout Online Casinos FAQs

Which online casino has the best payouts?

Caesars Online Casino has the best payouts on average, but FanDuel, BetMGM and BetRivers are similar.

What is the highest payout online casino?

Caesars Online Casino has the highest RTP rate on average, but most major licensed brands will have RTP rates in the mid to high-90s for strategic players.

What is considered a good payout rate?

A payout rate hovering in around the mid-90s is a good payout rate. Some games can have payout rates pushing 99%, but those games often depend on strategic players to reach those rates themselves.

Does the amount I withdraw affect things?

If you win $600 or more, your online casino will send you a form to report the winnings on your taxes. Withdrawal size may affect the method of withdrawal you’re able to use.

How fast will the payouts be?

Different methods have different payout speeds. Instant withdrawals usually take 12-24 hours. ACH transfers can take 1-2 business days.

What is a payout percentage?

A payout percentage is the amount of money wagered that gets returned to players. It’s an average over a game’s lifetime, so you can go long periods on a losing streak before a win occurs.

Responsible Gambling

Always gamble responsibly. All licensed and legal operators in the United States have resources available to bettors, including educational guides on how to spot problem gaming, links to support services and tools to self-exclude for a set period of time. Support is available at the National Council on Problem Gaming, 1-800-GAMBLER and American Addiction Centers. Be sure to only wager on gambling sites that are licensed and regulated by the gaming regulatory body in your state. That ensures games are fair, bets are honored, customers’ funds are secure and that there are legal protections for the consumer.

Sports betting and gambling are not legal in all locations. Be sure to comply with laws applicable where you reside.

McClatchy's Commerce Content team, which is independent from our newsroom, creates this content.