Personal Finance

Latest News

  • Owe tax on our old home that we're renting out? Bankrate.com

    As of May 2015, it became a rental property. Now we are thinking of putting the rental property on the market for about $450,000 and hoping it will sell in the next 5-6 months. Or am I still liable to …

    As of May 2015, it became a rental property. Now we are thinking of putting the rental property on the market for about $450,000 and hoping it will sell in the next 5-6 months. Or am I still liable to some percentage of capital gains given that it has been a rental property for over a year now?

  • The black card: For those in the financial stratosphere Bankrate.com

    The Chase Sapphire Reserve card sure has a lot going for it, but what if this $450 annual fee rewards card just isn't ... elite enough for you? Enter the black card. What is a black card? A black card …

    The Chase Sapphire Reserve card sure has a lot going for it, but what if this $450 annual fee rewards card just isn't ... elite enough for you? Enter the black card. What is a black card? A black card ...

  • At Debate, Trump and Clinton Were Miles Apart on the Economy Money

    Trump and Clinton spent much of the night talking past one another.

    At Debate, Trump and Clinton Were Miles Apart on the Economy

    Trump and Clinton spent much of the night talking past one another.

  • Trump Tax Plan May Mean Tax Hike For Families Money

    Trump has promised to cut taxes across the board—but the devil is in the details.

    Trump Tax Plan May Mean Tax Hike For Families

    Trump has promised to cut taxes across the board—but the devil is in the details.

  • EPI: The Serious But Little-Known Cause of Digestive Issues U.S.News & World Report

    Jordan Robison has what many Americans would consider a "good" problem: She struggles to gain weight. What she has is exocrine pancreatic insufficiency, or EPI, a condition in which the pancreas doesn't …

    Jordan Robison has what many Americans would consider a "good" problem: She struggles to gain weight. What she has is exocrine pancreatic insufficiency, or EPI, a condition in which the pancreas doesn't produce enough digestive enzymes to adequately absorb the nutrients in food. "It's fascinating -- the spectrum of consequences …

  • 13 Tips for Singles Nearing Retirement U.S.News & World Report

    If you're single and about to retire, you're about to join 20 million other unmarried retirees in the U.S. who have different concerns than married folk, and need different considerations when planning …

    If you're single and about to retire, you're about to join 20 million other unmarried retirees in the U.S. who have different concerns than married folk, and need different considerations when planning retirement. Some singles are divorced, separated and never married, but most, (11 million) are widowed, according to a …

  • Pass Your Kidney Stone By Riding a Roller Coaster U.S.News & World Report

    Dr. David Wartinger, a Michigan State University urologist, professor emeritus and self-proclaimed "big fan" of Walt Disney World, wanted to find out. Multiple patients talked to him over the years about …

    Dr. David Wartinger, a Michigan State University urologist, professor emeritus and self-proclaimed "big fan" of Walt Disney World, wanted to find out. Multiple patients talked to him over the years about riding a certain roller coaster at Walt Disney World to help pass kidney stones. Wanting to test that claim, Wartinger …

  • Ready for a New Job? U.S.News & World Report

    Start with the obvious -- what is bugging you about your current position? This is an item that can be fixed in your current position. You may not want to actually address the specific problem -- but …

    Start with the obvious -- what is bugging you about your current position? This is an item that can be fixed in your current position. You may not want to actually address the specific problem -- but you can see that it can indeed be corrected with no job change.

  • What You Need to Know About TSA PreCheck U.S.News & World Report

    Add in the fact that TSA PreCheck is available with 18 participating carriers, including international airlines such as Lufthansa and Aeromexico, at more than 180 hubs across the country, and you may be …

    Add in the fact that TSA PreCheck is available with 18 participating carriers, including international airlines such as Lufthansa and Aeromexico, at more than 180 hubs across the country, and you may be compelled to sign up, stat. For this reason, U.S. News sought guidance from a TSA official and top industry experts to …

  • Bubble Talk: 4 Things Every Investor Needs to Know About the Housing Market U.S.News & World Report

    Despite the sometimes dramatic headlines, the risk of the U.S. experiencing another housing bubble like what happened during the Great Recession is decidedly low in the current economy. Individual markets …

    Despite the sometimes dramatic headlines, the risk of the U.S. experiencing another housing bubble like what happened during the Great Recession is decidedly low in the current economy. Individual markets aren't immune to bubble speculation, but there are few indicators currently present at a national level that have the …

  • 5 Terrible Workplace Policies That Good Companies Don't Have U.S.News & World Report

    Workplace policies are supposed to serve the needs of the business -- which include attracting and retaining great employees. Here are five of the worst workplace policies that good companies jettisoned …

    Workplace policies are supposed to serve the needs of the business -- which include attracting and retaining great employees. Here are five of the worst workplace policies that good companies jettisoned long ago but which lesser companies continue to cling to. Requiring employees to bring in doctors' notes in order to …

  • How to Cope With 3 Common Retirement Emergencies U.S.News & World Report

    "The reasons for having an emergency reserve in retirement are really not much different than having one as a key component of anyone's financial plan, except there is more on the line," says Todd Smith, …

    "The reasons for having an emergency reserve in retirement are really not much different than having one as a key component of anyone's financial plan, except there is more on the line," says Todd Smith, a certified financial planner and CEO of Level 5 Financial in Colorado Springs, Colorado. Here's how you can prepare …

  • How to Save for Retirement on Less Than $40,000 Per Year U.S.News & World Report

    Saving for retirement is especially difficult when you earn a small salary. Here's how to begin building wealth for retirement when you have a modest income. Find out how much you need to save to get …

    Saving for retirement is especially difficult when you earn a small salary. Here's how to begin building wealth for retirement when you have a modest income. Find out how much you need to save to get the maximum possible 401(k) match, and then make every effort to deposit that amount in your retirement account.

  • Weigh Types of J.D.-MBA Programs, Applications U.S.News & World Report

    Gaining admission typically requires separate applications to both the law school and business school. Getting a "match" of admission to both schools makes the application process more competitive. Another …

    Gaining admission typically requires separate applications to both the law school and business school. Getting a "match" of admission to both schools makes the application process more competitive. Another option is to apply during your first year of law school, which means submitting an application to your school's corresponding …

  • Two-thirds of Canadians are prepared to leave their employer Andrew Seale

    Two-thirds of Canadians are ready to leave their jobs today should an opportunity arise with a higher salary or better work-life balance, according to the latest study by human resources and payroll services …

    Two-thirds of Canadians are prepared to leave their employer

    Two-thirds of Canadians are ready to leave their jobs today should an opportunity arise with a higher salary or better work-life balance, according to the latest study by human resources and payroll services giant ADP. “Any given day a portion of the workforce is going to be looking for greener pastures, I think that’s …

  • Planning for a Safe Pregnancy U.S.News & World Report

    Beyond the basics -- taking prenatal vitamins, managing stress and limiting caffeine -- what do you need to do these days to have the healthiest possible pregnancy? The ideal way to avoid exposing a developing …

    Beyond the basics -- taking prenatal vitamins, managing stress and limiting caffeine -- what do you need to do these days to have the healthiest possible pregnancy? The ideal way to avoid exposing a developing baby to potential harm would be for the pregnancy to be planned, says Dr. Jeffrey Ecker, chief of obstetrics and …

  • 9 Restaurants Where Kids Eat Free U.S.News & World Report

    The kids menu includes several healthy options, including a chicken salad, chicken wrap and roasted veggies. The children's selection includes pizzeria classics, such as spaghetti, garlic sticks and -- …

    The kids menu includes several healthy options, including a chicken salad, chicken wrap and roasted veggies. The children's selection includes pizzeria classics, such as spaghetti, garlic sticks and -- of course -- pizza.

  • How immigration can help foster innovation in business Andrew Seale

    In essence, immigration is innovation. “I think Canada’s very well positioned. It’s got good, strong universities, good policies – certainly more enlightened immigration policies than most countries …

    How immigration can help foster innovation in business

    In essence, immigration is innovation. “I think Canada’s very well positioned. It’s got good, strong universities, good policies – certainly more enlightened immigration policies than most countries have, which is a real asset,” said the Microsoft co-founder to attendees at the conference, which was set up to bolster …

  • The Ultimate Grocery Shopping List to Replace Your Medicine Cabinet U.S.News & World Report

    It's the medicine cabinet, and it's where we turn to ease an upset stomach, tame a migraine or alleviate symptoms of the common cold. In fact, the pharmaceutical industry is booming, with estimates that …

    It's the medicine cabinet, and it's where we turn to ease an upset stomach, tame a migraine or alleviate symptoms of the common cold. In fact, the pharmaceutical industry is booming, with estimates that the market will approach $550 billion in spending by the year 2020. Many of these drugs are effective in relieving surface …