To meet growing demand of millions of retiring baby boomers expected to transition their privately held businesses to Employee Stock Ownership Plans , Wells Fargo & Company is expanding its national ESOP advisory practice eastward.

Big screen TVs and smartphones will once again top holiday wish lists, but more and more, new high-tech gadgets are making the cut as well.

This is a weekly personal-finance column provided by the website NerdWallet and distributed by The Associated Press. —Lenders made expensive, risky mortgages to people who couldn't afford to pay the money back. —Credit bureaus ignored evidence submitted by people disputing errors in their credit reports.

Séamus socked away his bonus. Money that was sent as wedding gifts before we said "I do" went into the wedding fund. All I'm saying is, we didn't have an unlimited checkbook and we made it work—after many nights spent sweating over budget spreadsheets, a few mild panic attacks, and hustling to piece together money.

While we can't escape the ups and downs in markets that come with being a long-term investor, there are smart ways to manage through volatility.

If you're looking to rent an apartment, you may be wondering, "How much rent can I afford?" It's definitely not something you want to leave to guesswork. The post How Much Rent Can I Afford? Crunch Your Numbers Here appeared first on Real Estate News and Advice - realtor.com.

For brands that rack up more than 30 percent of their sales during the fourth quarter, the holiday season can indeed be make or break.

Decades from now, you'll thank yourself.

Many financial advisors agree investors need to be careful with annuity illustrations whose income projections are too good to be true.

New mortgage “stress test” rules coming into play at the end of November may raise the bar on loan eligibility but unfortunately it isn’t stopping Canadians from turning to the unregulated, private mortgage lending market to top up the buying power. “I wouldn’t go as far as to say everybody is doing it but I’ve definitely …

A Reddit post that went viral last week provided a good reminder that borrowers unfamiliar with debt collection practices are particularly vulnerable when confronted with an aggressive collector. When the anonymous Redditor moved out of her (or his) rented house, she did what you’re supposed to do: Cancel the cable, electricity, …

An increasing number of U.S. employers are offering to help employees pay off their student loans as part of the benefit packages but as the trend gains momentum, don’t be surprised if Canadian companies slate it into their own benefit packages. Earlier this week publisher Penguin Random House announced a new student loan …

“Whilst not everyone may see Christmas as a religious holiday, it should be respected as such, and retail workers – who work so hard on the run up to the big day – given some decent family time to relax and enjoy the festivities like everyone else,” says the petition, created by Ian Lapworth, pointing out that many retail …

Instead, a whopping 82 percent will do at least some online shopping, up from 76 percent last year. If you can wait until January, don’t buy winter outerwear yet, the best deals come after Christmas, says Martin.

"I think a lot of people overdo it during the Christmas holidays," McNutt said. If you don't have enough money to cover gifts and other holiday spending, McNutt said, you have two choices: figure out a way to make more money or reduce your spending limit. "Everybody wants to holidays to be as spectacular as possible," …

When it comes to taking control of holiday spending this year, a recent survey offers insight on where to start if you want to stay in the black on Black Friday, Cyber Monday and beyond. Just look in the mirror.