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18 Shopping Mistakes You’re Making and How To Stop

PixelsEffect / iStock/Getty Images
PixelsEffect / iStock/Getty Images

A little planning before you hit the stores can help you score the best prices on every item on your shopping list — and even save you time making those shopping rounds.

Find Out: 7 Home Items To Avoid Buying in 2024
Read More: How To Get $340 Per Year in Cash Back on Gas and Other Things You Already Buy

So, whether you’re shopping for groceries or need to buy a gift for someone else, make sure you’re not guilty of making some costly shopping mistakes.

pawel.gaul / Getty Images
pawel.gaul / Getty Images

Neglecting Price Adjustment Benefits

If your most-purchased items always seem to go on sale a few weeks after you buy them, you could be spending much more than you should and eating up your spending budget faster than you think.

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What to do: Check your credit card benefits to see if you automatically qualify for price adjustments. Some retailers also offer a price match guarantee or price adjustment policy where you can get a refund for the difference when you provide proof of a sales price elsewhere within a certain time frame.

Check Out: The Best $20 You Can Spend at Dollar Tree, According to Superfans
Learn More: 7 Healthy Grocery Items Frugal People Buy at Aldi

Sponsored: Owe the IRS $10K or more? Schedule a FREE consultation to see if you qualify for tax relief.

Twin Design / Shutterstock.com
Twin Design / Shutterstock.com

Not Following Retailers on Social Media

Sara Skirboll, shopping and trends expert for RetailMeNot, recommended following retailers on social media. Also, sign up for some retailers’ email newsletters.

Ignoring Facebook and Twitter updates means you could miss out on coupon codes or links to special offers. Newsletters for first-time shoppers might include a one-time discount.

What to do: “If you are not inclined to go out of your way to research deals before you shop, follow your favorite retailers on social media so you can see what sales they are having before you go to the store,” Skirboll said. “Additionally, sometimes they will post special sales and offers exclusively for their followers. [Later] you can unfollow the accounts and unsubscribe from their newsletters to cut back on spam to your feed and inbox.”

Be Aware: Average Cost of Groceries Per Month: How Much Should You Be Spending?

©Shutterstock.com
©Shutterstock.com

Ignoring Store Flyers

To help you save money on groceries, grocery stores have dozens of in-store specials every week and usually print them up in a flyer that sits near the entrance. You can also find store flyers in the weekly newspaper or inserted into weekly local circulars. It’s easy to miss these if you aren’t paying attention.

What to do: Get into the habit of going through weekly flyers in the newspaper or circulars so you know what’s on sale and when. You might also find digital versions of the flyers on grocery stores’ websites or access them through the stores’ apps.

©Shutterstock.com
©Shutterstock.com

Buying More To Save More

When stores are running buy-one-get-one-free specials or bulk pricing on certain items, it’s tempting to jump in line to stock up on extras. However, buying more doesn’t necessarily save you more — especially if you never end up using the item or you’re buying perishable items that go stale before the expiration date.

What to do: Check the store’s offer details to see if you can get individual items at a discount regardless of quantity. Some stores might offer a lower price on single items so you’re not required to buy more just to save.

It’s always a good idea to check expiration dates and decide whether you will really use the item a few weeks or months from now.

©Shutterstock.com
©Shutterstock.com

Overlooking the Return Policy

When you finally make the decision to buy a coveted item, it’s easy to forget to read the return policy just in case you end up changing your mind. However, doing so could mean the store won’t honor your return by giving you a refund or store credit.

What to do: Always do a quick scan of a store’s return policy so you know what to expect in the event you do have buyer’s remorse. Remember that some stores and online retailers only have a 14-day return policy, so you might need to accommodate for return shipping time and other factors. Also, review which stores have the best return policies.

Discover More: 10 Washing Machines That Aren’t Worth the Money

©Shutterstock.com
©Shutterstock.com

Buying ‘Final Sale’ Items

Those deep discounts on final sale items can be hard to pass up. But there’s one big caveat when shopping the clearance racks — you can’t return them if they don’t fit or if you change your mind.

What to do: Insist on jumping into the dressing room for a quick try-on so you aren’t buying something you’ll never wear. Avoid the temptation of buying something that might fit when you lose a few pounds or when you have an event to go to — it might never happen, and you’ll be left with items that end up collecting dust in the closet.

©Shutterstock.com
©Shutterstock.com

Skipping the Research Stage

Not doing their research is a big mistake shoppers make, Skirboll said.

“Without doing research, shoppers are not fully informed on who has the best deals/sales and can end up buying products for more than what they have to spend,” she said.

What to do: Whether you’re buying a new toaster or a new pair of shoes, take some time to explore all your options and available deals so you can get the best price. You can use shopping comparison apps, such as ShopSavvy, to scan barcodes while you shop or sites like Price.com to discover the best deals in different shopping categories in real time.

PeopleImages / Getty Images/iStockphoto
PeopleImages / Getty Images/iStockphoto

Forgetting To Check Store Apps

From Target to Amazon, many popular retailers have their own apps to make browsing, finding deals and purchasing as easy as a few screen swipes and taps. You might even be able to claim in-app offers and deals that you can’t find in flyers or online.

What to do: Take inventory of all available apps at your most-visited retailers, and make sure they’re installed on your phone. Remind yourself to bring up any coupon codes or bar codes at the checkout lane so you can get the best price.

Read Next: I’m a Shopping Expert: 9 Items I’d Never Put in My Grocery Cart

Jenny Ueberberg / Unsplash
Jenny Ueberberg / Unsplash

Ignoring Cash-Back Deals

Many cash-back sites offer exclusive deals at popular retailers and put cash in your pocket shortly after verifying your purchases. You can save every time you shop just by claiming offers and using the website or app to shop for everything, from clothes and electronics to groceries and household items.

What to do: Sign up for a cash-back deals site with high payouts, and bookmark it so you can shop through the site with little effort. Sites such as Honey can be installed on your browser to track deals as you shop. Alternatively, download an app that lets you keep track of the latest offers and make purchases directly.

©Shutterstock.com
©Shutterstock.com

Shopping Without a Budget

One of the costly mistakes shoppers make is hitting the stores without a budget in mind.

“This causes them to lose track of what they have spent, and they then overspend,” Skirboll said.

What to do: Even if you’re heading out to splurge with your Christmas bonus or weren’t planning on buying anything on that mall trip, curb the urge to overspend at the next opportunity by working with a budget.

“I recommend purchasing a discount gift card with the amount you intend to spend on holiday gifts and leaving your credit card at home so you’re not tempted to overspend,” Skirboll said.

©Shutterstock.com
©Shutterstock.com

Investing in Your Future Wardrobe

It’s easy to convince yourself that sweater will fit you perfectly when you lose those last 10 pounds or that jacket would look great if you just dropped a dress size. However, shopping for your future ideal self can backfire when you don’t end up reaching your goals — and you’ve already spent this year’s clothing budget on next year’s clothes.

What to do: Measure yourself accurately, and only dress for your current size. Don’t buy sizes that are too small in hopes of fitting into them some day or to use as motivation to slim down.

Find Out: 7 Household Products To Always Buy in Bulk at Costco

©Shutterstock.com
©Shutterstock.com

Inadvertently Buying Duplicates

Whether it’s another pair of red and white sneakers or another denim jacket, make sure you’re not making the mistake of buying items that are too similar in style. It’s an easy mistake to make when you tend to gravitate toward certain styles and colors, but you won’t be doing your wardrobe — or your bank account — any favors by buying multiple items that look almost identical.

What to do: Take inventory of your wardrobe and personal items every season so you know what your true wants and needs are. Create a list of items you think you need, then go through your closets and drawers to see if you already have them.

©Shutterstock.com
©Shutterstock.com

Saying ‘Yes’ to the Store Credit Card Offer

Opening a new credit line at the checkout counter has plenty of appeal when you’re granted an immediate discount on your day’s purchases. However, you could end up paying interest on your balance if you don’t pay in full and end up buying more than you planned just because you know you’re getting a discount.

What to do: Make sure you have a healthy credit score before opening a new credit line so you don’t end up damaging your credit from your retail ventures. Look for alternative ways to get a similar discount, such as coupons, flyers or newsletter promotional offers, so you won’t be tempted to open a credit card account to save money.

©Shutterstock.com
©Shutterstock.com

Shopping Without a Rewards Card

Whether you’re grocery shopping or buying new shoes, all of your purchases could be earning you cash back or bonus points for a rewards program. Some credit card companies even offer double points and other incentives for making purchases in certain categories.

What to do: Review all the benefits of any rewards credit cards and debit cards you have, or consider applying for a rewards card that you know you’ll use often. Using these cards regularly can earn you cash back on every purchase, a statement credit, airline miles or points that can be redeemed for gift cards and other rewards.

Check Out: 6 Things Minimalists Never Buy — and You Shouldn’t Either

©Shutterstock.com
©Shutterstock.com

Buying Clothes and Shoes in Season

While it’s fun to shop the latest trends and scoop up the newest fashions from your favorite retailer, buying clothes and shoes as soon as they hit the racks comes at a price. You’ll be paying full price most of the time, or you’ll only be able to get a small discount on the goods when the store runs a sale.

What to do: Don’t chase after trends or the latest season’s lineup unless it’s marked down significantly. Waiting a few weeks or a couple of months means you could see the items you have your eye on now marked down significantly or hitting the clearance racks during off-season sales.

Elena Perova / iStock.com
Elena Perova / iStock.com

Not Tracking Receipts

Failing to keep receipts and track purchases can cost you later if you need to make returns, look up order details or calculate tax deductions. Without receipts, you won’t be able to verify purchases if you need to return an item, exchange it if it’s faulty, or have any other issues.

What to do: Always hold onto receipts or take photos of them so you have records of each transaction. Retaining receipts also allows you to look back at exact prices paid if you need to compare items or services between retailers. And for tax purposes, good records are essential. If you get audited, the IRS requires documentation of deductions and expenses. Having meticulous records of receipts could end up saving you money on your tax bill.

cyano66 / Getty Images/iStockphoto
cyano66 / Getty Images/iStockphoto

Buying Full-Price Gift Sets

Gift sets seem like a good value but often contain products the recipient won’t use. Only buy gift sets on deep discount; otherwise you pay full price for unwanted items. Retailers love bundling products into gift sets and inflating the price.

What to do: Take a closer look at each piece — if you know your recipient won’t like or use certain items, it’s not worth it. Only opt for gift sets that are heavily discounted so even unused products don’t feel like wasted money. Otherwise, pick and choose individual gifts you know they’ll appreciate.

Explore More: I’m a Frugal Shopper: 7 Things I Never Waste Money On

kupicoo / Getty Images
kupicoo / Getty Images

Not Planning Outfits

Buying individual pieces without considering full outfits leads to mismatched clothes and wasted funds. It’s tempting to buy trendy shirts, dresses or shoes without thinking about how they will integrate into your existing wardrobe. But clothing that just sits in your closet is wasted money.

What to do: Before any clothing purchase, plan what you intend to wear it with to ensure you get good use out of new items. Be sure to plan a cohesive wardrobe and only buy pieces you can envision wearing. Building go-to outfits around versatile core pieces will also maximize your fashion funds.

Laura Beck contributed to the reporting for this article.

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This article originally appeared on GOBankingRates.com: 18 Shopping Mistakes You’re Making and How To Stop