How To Pick The Right Travel Credit Card: 4 Tips And Tricks

This article was originally on GET.com at: How To Pick The Right Travel Credit Card: 4 Tips And Tricks

There are dozens of credit cards in Singapore and it can be overwhelming for you to select the right one for you. If you are somebody who travels frequently or if you're gunning for travel perks such as free travel insurance or air miles that you can use to offset your travel costs, having a good travel credit card will seriously give you an upper hand. Here, we at GET.com share 4 tips and tricks on how you can choose the right travel credit card for yourself.

4 Tips And Tricks To Picking The Right Travel Credit Card

1. Check The Miles Earning Rates

As you might already know, credit cards don't offer the same perks all the time as credit card issuers compete and craft different perks and benefits for their customers.

In addition to sign-up bonuses that credit card companies dole out, one of the best ways for you to accrue miles directly or rewards points that you can convert to usable miles is for you to use your travel credit card for your everyday purchases so that you make every dollar that you're going to be spending anyway count.

Feeling gutted because you don't know where to begin? Here are the best credit cards that let you earn the most miles per $1 spent in Singapore. On the contrary, if you tend to spend in foreign currencies or if you have a penchant for spending a lot on your overseas trips, check out these best credit cards that give you the most miles per $1 of overseas spend.

2. Know That Some Cards Let You Fly For Free

Free flights certainly sound like a dream come true but these are only possible if you know how to make your credit cards work real hard for you.

Just to put it out there, certain credit cards reward you by letting you use your rewards points or miles earned towards beefing up your frequent flyer programmes, which you then can redeem for free flights, seat upgrades and more.

Good news for those who love flying on our award-winning national carrier Singapore Airlines! Here's how you can redeem your Citi Miles for KrisFlyer Miles, redeem your UOB UNI$ for KrisFlyer Miles, redeem your ANZ Rewards Points for KrisFlyer Miles, and redeem your Amex Membership Rewards Points for KrisFlyer Miles on Singapore Airlines.

Do arm yourself with knowledge by taking a look at these things you might not know about KrisFlyer Miles while you're at it.

3. Consider The Conveniences Hassle-Free Cards Afford

Even though some credit card companies market their card as a miles-earning credit card, in actual fact, they reward you with rewards points and dollars according to their own rewards programmes. In such cases, you'll have to do some work to have them converted into air miles that you can use for your frequent flyer programme.

In such cases, you need to check the rewards points/dollar to air miles conversion rate, as well as pay a fee each time you convert them most of the time. Now, nobody says getting free flights is easy and you sure need to put in some effort on your end.

Reconsidering if travel credit cards are a good idea? Go for the easier way out, my friend! Some credit cards give you hassle-free rewards and savings and here are the best credit cards that convert your rewards points to actual miles for free. These are great for people like me who hate spending hours being frustrated tracking and cross-checking spending and rewards earned.

4. Take Your Time To Compare Credit Cards

It isn't wise to jump right in and sign up for a credit card on a whim because you have the right and opportunity to compare and research. Use a credit card comparison website like GET.com to make your life easier.

To start you off, here are the best air miles credit cards in Singapore at the moment. You can read our unbiased card reviews as well as the pros and cons of each credit card all for free and without obligation.

What do you think? Share your comments with us below!

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