Mortgage closing costs: State-by-state map

By Bankrate.com | Bankrate.com – Mon, 6 Aug, 2012 6:00 AM EDT

Closing Costs » United States

Bankrate.com researchers gathered closing-cost data from five to 10 lenders in all states and the District of Columbia. Click a state for a fee-by-fee breakdown of the average closing costs for a mortgage.

For the last seven years, New York and Texas have had the highest mortgage fees, with closing costs hundreds of dollars more than the national average of $3,754. Missouri had the lowest mortgage fees in this year's survey, averaging $3,006.

Closing costs
Closing costsWashington D.C. Delaware Maryland New Jersey Connecticut Rhode Island Massachusettes New Hampshire Vermont Maine New Hampshire Vermont Massachusettes Rhode Island Connecticut New York NewJersey Delaware Maryland Washington D.C. Pennsylvania West Virginia Ohio Michigan Indiana Kentucky Virginia North Carolina South Carolina Tennessee Georgia Florida Alabama Mississippi Illinois Wisconsin Minnesota Iowa Missouri Arkansas Louisianna Kansas Oklahoma Hawaii Alaska Texas New Mexico Arizona California Nevada Utah Colorado Nebraska Wyoming South Dakota North Dakota Montana Idaho Oregon Washington

Bankrate.com surveyed up to 10 lenders in each state in June 2012 and obtained good faith estimates online for a $200,000 mortgage to buy a single-family home with a 20 percent down payment in the state's largest city. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and title insurance. The survey excludes taxes, property insurance, association fees, interest and other prepaid items.



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