Jennifer Ng admits she’s not one to plan ahead. So even though her two kids will be finished school in a couple of weeks, she hasn’t lined up a single summer activity for them.
“I can’t believe it’s almost the end of June,” says the Burnaby mom, whose children are nine and seven years old. “I’m not sure what we’re going to get up to. I’ve probably missed the boat on camps, because they fill up so quickly.”
Besides being potentially sold out, summer programs for kids can also be pricey. Sign up one, two, or more of your young’uns in swimming lessons, LEGO camp, cooking school, and bike sessions, and the costs quickly add up. Then there are child-care expenses for working parents.
In fact, the average per-child cost for summer activities — which could include child care — is US $601, according to a 2012 American Express Spending and Saving Tracker survey. “Affluent” families, defined as those with a household income of at least US$100,000 a year, spend nearly double that: $1,116.
“Unless
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